Portfolio Performance Review in P2P Amartha – April 2023

Now is the time to see what happened in the April 2023 update.

On this blog, I will update the progress of my P2P investment in Amartha every month.

Don't forget that this is not an investment recommendation, only information based on my experience as an investor in Amartha P2P.


In April 2023, I made a top-up of Rp 395,540 and obtained a return of Rp 460. My target return is Rp 5,016,598 (2x the minimum wage in Kendal District). So, currently, my return percentage is only 0.0092%. Please note that this is not an investment recommendation, only information based on my experience as an investor in Amartha P2P.
The result of my investment plan will be needed for living expenses. Of course, the minimum wage in Kabupaten Kendal may fluctuate, but my target ratio of 2x the minimum wage is definite. Therefore, there is still 1x the minimum wage to be reinvested (to expand the portfolio and beat inflation).
Based on this article, from all transactions on the P2P Amartha platform, the total top-up was Rp 4,755,540, while the total withdrawal was Rp 4,765,700. Therefore, there is a deviation of Rp 10,160 overall.

Target Return Monthly = Rp 5,016,598
Realization                    = Rp 460
Percentage                   = 0.0092%




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